My hospital bill when I gave birth to Manu.
Thanks to my husband’s medical benefits, we didn’t spend a single centavo on hospital expenses . Unfortunately, we wouldn’t be enjoying such benefits the next time around as Gats had already resigned from the company. This is why I’ve been in the constant search [...]
We’ve been paying amortization (mortgage) for our condo for the past three years now and we can honestly say that its not so harsh on our wallets as we initially imagine it would. Three years ago, rates were a high 12%. Now its somewhere between 7% to 8% — there are lower [...]
Manu’s Little Gym ends next week and we’re already contemplating whether we should enroll him for another quarter or to already consider a playschool environment for him (this is why we tried the summer camp). Granted that our son is only 2 year 1 month old today we are already pondering about this and [...]
I am very keen on paying my bills on time, credit cards especially. You all know that credit card companies charge incredibly high interest rates and penalty fees once you fail to pay on time. And although I am completely aware of this, I must admit that I have once risked delaying payment [...]
I love how a credit card sales agent grabs your attention by an opening statement such as, “Ma’am, you are qualified to receive a P50,000 check from xxx Bank.” If it’s your first time hearing this, you’d probably say “yes” right then and there. But I have heard that line too many. [...]
It really is a shame that our current political arena has once again been thrown into chaos since we are currently enjoying probably the best bank rates in recent years (even decades). Another good example are interest rates today for car or real estate purchase which are in the single-digits versus just two [...]
Going home from work, we always pass by the NAIA road, where the Duty Free Shop and the former Duty Free Shop, now popularly known as the PAGCOR Casino, are located. My husband and I would always wonder what makes people go (and return) to the casino since we always find it with a lot [...]
My husband has been in the real estate industry for almost 10 years now and is still surprised at how indifferent some buyers are with regards to the computation of their exact mortgage amount are. Granted that not every one of us would know how to compute for our periodic payments – which is [...]
I’ve receiving a lot of text messages, recently, from different banks and financing institutions offering salary loans of various kinds. I’ve never really entertained the offers, though, since (1) we get by with the combined salaries that my husband and I put together and (2) I think that it would cost an arm and [...]
Do you sometimes wish you could go back to being single? I do BUT only in terms of finances. Back in those days, I had my money all to myself – no utilities to pay, no household supplies to purchase, no mortgage payments to disburse. Now that I am a wife and [...]
