100% Kelly

It’s almost time to renew our group life, accident and health policy with our HMO and although the existing package is already satisfactory, I am looking to improve on some benefits on our current contract. Addition of accredited service providers is one; removal of the “pre-exisitng condition” is another. I just hope I get these additional benefits at the lowest cost possible, if not the same as the current rates, as you know health care is getting more and more expensive these days.