100% Kelly

I can’t believe that the GAP pants I bought for Manu last December looks a a size smaller on him three months later. I got a size 2T just so the pants wouldn’t be too big nor too exact. I was expecting that he’d outgrow them in half a year’s time but in just a couple of months? Goodness. I was totally surprised when I let him wear it during his birthday, and I couldn’t believe it was already bitin! He has just worn it like three times! I felt he had a huge growth spurt between the months of January to March because aside from the pants, I also noticed that his old (and relatively new) shirts are starting to look small on him already.

Looking at the chart, it seems that he just grew tall normally. And I thought he grew at least six inches taller compared to last year (exaggerated, i know)! I plotted his height on a boys’growth chart, and I am happy to know that he’s growing up to be the average kid:

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I am very keen on paying my bills on time, credit cards especially. You all know that credit card companies charge incredibly high interest rates and penalty fees once you fail to pay on time. And although I am completely aware of this, I must admit that I have once risked delaying payment on a credit card and suffered the consequences. Good thing I live here in the Philippines where credit scoring is not a practice. Else, my credit rating would be less than perfect and securing a loan would be difficult. But to those living in the US where credit rating is crucial, consumers can apply for a credit card, home loan, auto loan or personal loan despite their history of bad credit loans. Consumers may even receive credit counseling from the experts. So I guess they’re still pretty lucky to have such companies offering these types of services.

As for me, I had learned my lesson and I never will again fail on meeting payment requirements and deadlines.