On Top of Family Finances

Do you sometimes wish you could go back to being single? I do BUT only in terms of finances. Back in those days, I had my money all to myself – no utilities to pay, no household supplies to purchase, no mortgage payments to disburse. Now that I am a wife and a mom to a wonderful beautiful boy, I constantly am on top of these things. Not that I am complaining but sometimes I ask myself, “What if I get a loan for a big ticket purchase?”. More often than not, the answer to that is no since we are still currently paying two secured loans which we acquired from a financial institution. Also, both my husband and I are paying off credit card purchases from the past year. Speaking of which, I think we should compare credit cards in the market once we fully pay our obligations from our current credit card companies. In this way, we could choose which credit card brand will best suit our lifestyle, and lessen our credit card debt.

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